When a beneficiary dies before the testator even for one second, it is clear that he/she will not be entitled to receive the inheritance. The next surviving substitute beneficiary will inherit as shown in the diagram. This is easily determined by referring to the time of death of the beneficiary against the time of death of the testator. There are a few unique situations: The testator and a younger beneficiary died at the same time…"What Is Commorientes Clause? Do You Need It?"