What is Skim Simpanan Pendidikan Nasional (SSPN)? SSPN or the National Education Savings Scheme is a government-guaranteed savings scheme introduced by the Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN) to encourage people to save money for their children’s higher education financing purposes. Aside from being a mere savings account, SSPN also comes with competitive annual dividend returns and other attractive benefits. Any Malaysian is eligible to have a SSPN account (known as SSPN-i). For minors below…"Estate Planning Solution on SSPN Accounts"
Every child is special, but a child with special needs requires more attention. If your clients have a child with special needs, extra care is required when you discuss their estate plans. *source: https://www.outpourtunities.org/ Clients with special needs child often face the following estate planning challenges: Will the assets be readily accessible to the special needs child in the event the parents are incapacitated? How to ensure that the inheritance will be used for the…"Leading Your Client With Special Needs Children To Set Up A Trust"