Category: Blog Post

趁自己还在世，如何利用保险金保障家人？ 如果您已经结婚并育有子女，您可能需要一份保险政策，来确保当您发生任何不幸事件时，您的家人不会有任何经济困难。 然而，你可曾想过，如果您的配偶是您保险金的提名人，而他/她在您离开后也跟着逝世： 谁将为您的孩子索赔？ 谁将代表您的未成年子女索取保险金呢？ 当您的孩子年满 18 岁时，该提名人会否将这些保险金转交给您的孩子？ 如果您的提名人随意挥霍那些保险金或被他人骗，该怎么办？ 可否提名自身的父母或伴侣？ 其实这一切问题与顾虑，都可透过保险信托来解决。 您可以选择任何一位与您有无关联的人成为您保险金的受益人： 防止您的保险金被挥霍 留下清晰的条文，说明这些保险金该如何运用于您未成年的受益人，以防止被滥用 审核并可在您还在世时更改您的指示 此外，保险信托也可用于缴付税务与债款，以避免罚款。 我们乐委（Rockwills）可帮助您制定计划，并确保您的保险信托的目的能被实现。 乐委（Rockwills）成立于1995年，是该地区最大的资产规划专家，并专业于提供全面的遗嘱缮写、遗嘱保管和信托服务。 Source: https://laoban.my/

Malaysia’s mandatory retirement age is now at 60 years old. It can either be a good thing or worrying, depending on whether a proper planning has been done prior to retirement. For most of us, the main savings for retirement would be our contributions to the Employee’s Provident Fund (EPF) or other equivalent retirement fund. But as statistics have shown, it is inadequate to maintain the quality of life we were used to before retirement. Many would…

Chong’s Secret of Success — Unwavering Steadfastness What does it take to be at the top of your game? According to Rockwills Presidency Awards 2021 winner, Chong Mok Yong, it is unwavering steadfastness and belief in what you do. If anyone should know it would be Chong who has a string of accolades under his belt including: Champion – Chairman Challenge Trophy Champion – Custody Challenge Award Platinum Club & Million Dollar Group member Rockwills…

百年一遇全球大流行疫情，让不少人感慨今天健康外出，明天可能感染病毒，后天或与亲人道别，毫无心理准备突然离开会对家人造成伤害和不方便有多大？遗产规划师欣慰称，一场疫情让不少人领悟到生命脆弱，渐渐地接受生前安排好自己的财富，让家人无后顾之忧。
Rockwills公司遗产规划师张木荣受询时坦言，在疫情期间该公司的生意额上升20%，而且立遗嘱有年轻化的趋势。

*Click for full article http://www.laribee-hertrick.com/literature/all-lost-lost-destroyed-2 https://www.rockwills.com.sg/silkair-victims-children-search-for-fathers-will/ WHAT HAPPENS WHEN THE ORIGINAL WILL IS LOST OR DESTROYED? Missing or destroyed Wills raise all sort of complex legal issues. In most cases, such estate could eventually be declared as intestate and the family would need to apply for Letters of Administration to unlock the assets! So… WHERE SHOULD CLIENTS KEEP THEIR WILLS?  BANK SAFE DEPOSIT BOX? *Click for full article http://bj.people.com.cn/n/2014/0228/c82840-20674699.html https://www.step.org/news/banks-belated-discovery-stored-wills-could-trigger-estate-disputes Safe deposit box is part…

WHILE there is no way to tell exactly what the economic damage from the current global COVID-19 pandemic will be, there is however widespread agreement among economists that it will have severe negative impacts on the Malaysia economy for several years even in the post-pandemic era. Take the movement control order (MCO) 3.0, for example. It started early June 2021 and has not as yet ended. At this rate, more and more businesses are closing…

THE keeping of pet has always been of key importance in human lives. They provide companionship and bring us endless joy and positive energy. Having a pet has been scientifically proven to bring health benefits and therapeutical effects to us such as reduction in stress, loneliness and anxiety. They do not ask for much in life. Most of the time, they need only a warm and sheltered place to live, as well as adequate food…